Why Final Expense?

---

Final Expense Insurance is a type of life insurance designed to cover the costs associated with end-of-life expenses, such as funeral costs, medical bills, or outstanding debts.

Depending on your state, average cost of a cremation is $6,000-$8,000. Average cost of burial is $8,000-$10,000. With inflation rising costs every year, it's recommended to get at least $15,000 for an average funeral. In some cases, $30,000, $40,000, or even $50,000 just to prepare for any other outstanding debts, medical bills, etc. But it all comes down to what's most affordable.

Insurance depends on your age, health, and whether or not you smoke, among other things. It's tough to pinpoint how much you'd pay unless we know more about you. 

For example, a 50 year old male non-smoker in good health could get $10,000 of final expense coverage for $30/month.

While a 80 year old smoker who's less healthy with could get $10,000 for $160/month. Everyone is case by case and we have access to multiple different companies, so let's see what we can find for you!

That's fine! We actually have guaranteed issue final expense policies that we can give out regardless of medical issues! We're able to insure everyone.